three c's of credit

three c's of credit
банк., фин. три "Си" кредита* (по начальным буквам английский слов character, capital, capacity; определение кредитоспособности потенциального заемщика на основе трех критериев: характер (честность, постоянство, желание вернуть долг), капитал (благосостояние), способность (умение управлять денежными средствами, генерировать доходы и выплачивать долги); иногда в модели вместо капитала указывается обеспечение кредита (collateral); впоследствии эта модель определения кредитоспособности была расширена и стала охватывать пять критериев (пять "Си": character, capital, capacity, conditions и collateral))
See:

Англо-русский экономический словарь.

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Смотреть что такое "three c's of credit" в других словарях:

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  • Credit counseling — (known in the United Kingdom as debt counseling) is a process that involves offering education to consumers about how to avoid incurring debts that cannot be repaid through establishing an effective Debt Management Plan and Budget. Credit… …   Wikipedia

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  • Credit insurance — is a term used to describe both business credit insurance (a.k.a. trade credit insurance) and consumer credit insurance, e.g., credit life insurance, credit disability insurance (a.k.a. credit accident and health insurance), and credit… …   Wikipedia


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